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Bajaj Finserv Online Payment

Bajaj Finance EMI Payment

Bajaj Finserv offers multiple online payment modes to make the process simpler and hassle-free. The flexibility to choose a suitable Bajaj Finserv online payment process allows customers to align their repayment schedule with convenience. The flexibility to select a suitable payment mode also allows users to clear their dues through a channel they find most reliable.

Maximise benefits of the Bajaj Finance online payment facility and manage loan liabilities more efficiently.

How to Make a Bajaj Finserv EMI Payment?

Initiate the Bajaj Finance EMI payment in the following ways:

  • Via customer portal – Experia
  • Through Experia App

There are certain differences in the process to make payments via these portals. These online methods are fast and convenient and help initiate and complete Bajaj Finserv EMI online payments in just a couple of minutes.

Bajaj Finserv Loan EMI Payment through Online Experia Portal

Bajaj Experia portal comes with a secured payment gateway. This ensures safe transactions and makes Bajaj Finserv EMI online payment quite convenient.

With our online customer portal, you can clear outstanding Bajaj Finance EMI payments in just a few steps. You also have the option to foreclose your loan or choose to part-prepay the loan principal if you have extra cash in hand.

Regardless of the payment type chosen, initiate the process in these few simple steps via Experia –

  • Login to the customer portal with your registered mobile number and OTP
  • Click on ‘Services’
  • Click on the ‘Payment’ tab after being redirected to the home page
  • Choose a preferred mode to initiate payment

Bajaj Finserv Loan EMI Payment through Experia App

Alternatively, to make a Bajaj Finserv EMI payment via the Experia app, follow these simple steps to initiate the transaction:

  • Login with the registered mobile number
  • Navigate to the ‘Account Information’ and click on ‘Online Payment’
  • Select ‘EMI and Overdue Payment’
  • Enter payment gateway details

There are several payment modes to choose from. Select the one that is most convenient for your requirement and complete the payment successfully.

In addition to initiating Bajaj Finserv EMI payment online, the Experia App also helps manage loan accounts and track payment status. You can also download loan statements from the app and purchase insurance policies through it.

Bajaj Finserv EMI Payment Modes

Process the Bajaj Finserv online payment via any of these modes:

Bajaj Finserv App

Our app has simplified the online payment option significantly. It has made the entire process convenient. The app is a great means of paying EMIs online and keeping a close tab on loan account details. Its timely updates minimise the risk of missing out on payment dates.

If an EMI bounces, the account statement is updated after the payment is cleared from the bank. However, sometimes, payments do not reflect in an account statement due to several reasons. A few of such probable reasons include, ECS mandate has not been registered, the linked bank account is inactive or closed.

NEFT/ bank transfer

In this method, generally, the EMI is auto-debited from a registered bank account. Having sufficient balance and a valid ECS mandate is a must to complete payment through NEFT.

Mobile wallets

Mobile wallet options such as MobiKwik are popular modes to process Bajaj Finserv loan payments. Based on convenience, select any available mobile wallet payment option and link your loan account to facilitate timely EMI payment.

Payment cards such as debit card or credit card

Customers have the option to pay EMI through their credit or debit card. They can either opt for the auto-debit option or stick to manual payment through the card feature.

Those opting for the debit card payment mode must ensure to have sufficient balance in their account to process Bajaj Finserv online payment without interruption. On the other hand, those opting for credit card payment must ensure to repay their bills on time.

Steps to Check Bajaj Finserv EMI Payment

The process to check EMI payment online is simple and hassle-free. It can be initiated in just a few steps and does not require completing complicated norms.

For example, to check Bajaj Finserv EMI payment on the MobiKwik app, follow these few steps:

  • Open the MobiKwik app.
  • Navigate to the ‘Recharge & Bill Payments’ section
  • Select the ‘EMI Payments’ option
  • Click on the relevant loan provider, i.e., Bajaj Finserv Limited. Note that two different options are available to initiate regular Bajaj Finserv EMI payment and overdue payment. Select the one that matches your payment intent
  • Enter details such as loan account number and registered mobile number
  • Click on the ‘Continue’ button

Once these steps are covered, Bajaj Finserv EMI payment details will appear on the screen. Alternatively, you can also login to our customer portal – Experia, to track your Bajaj Finserv EMI online payments. The portal also helps to track repayment schedules and keep a close tab on outstanding loan liability.

Having an idea about the outstanding EMI amount and its successful processing allows keeping a tab on the overall loan account. This also helps to plan payment better and allows us to manage finances better.

Why Choose Bajaj Finserv for Online Payments?

The paperless and completely online payment facility makes Bajaj Finserv online payment method a viable solution for borrowers.

Besides that, these added features discussed below also highlight the reasons to choose Bajaj Finserv online payment option –


Our online EMI payment feature is fast and allows tracking payment status easily. You can easily pay your EMI using our app in just a couple of steps in a few minutes. The speedy process proves effective when the borrowers are close to EMI payment deadline, and any delay could lead to a penalty.


Users have the flexibility to choose a convenient repayment option when paying through Bajaj Finserv. This allows them to choose a payment mode they are most comfortable with and helps them complete the entire process in a hassle-free manner.


No need to pay any additional charges when choosing any of Bajaj Finserv’s online payment options. This ensures transparency. It also helps gain a clear idea about your actual loan liability and helps plan finances accordingly.

Safe and secured payments

We offer secured payment options. This makes the payment process safe, and you do not have to worry about security.

User-centric interface

Our customer portal’s easy to user interface enhances customer experience. This, in turn, makes it easier to navigate through the online portal and access payment-related information in the most convenient way.

Online assistance

Access timely assistance regarding online EMI payment through our portal. In addition, the customer portal helps to access loan details at any time and offers prompt solutions to any payment related queries.

Hence, benefits like fast processing, easy to use interface, flexibility to choose payment mode and transparency are reasons enough to choose Bajaj Finserv online payment option.

Frequently Asked Questions

How can I make a Bajaj Finserv EMI payment online?

You can make Bajaj Finserv EMI payments online either through our customer portal - Experia or the Experia App. For example, if you choose the Experia App, you will have to follow these steps to initiate payment –

  • Step 1: Log in to the app with a registered mobile number or user ID
  • Step 2: Click on the ‘Account Information’ option and then on ‘Online Payment’ tab
  • Step 3: Select ‘EMI and Overdue Payment’
  • Step 4: Enter payment gateway details

How to check the status of Bajaj Finserv EMI online payment?

Check Bajaj Finserv EMI online payment status in these steps –

  • Step 1: Visit our customer portal – Experia
  • Step 2: Log in with a registered email ID, mobile number or customer ID
  • Step 3: Select ‘Account Information’
  • Step 4: Navigate to ‘My Relations’
  • Step 5: Select ‘View All’ from the drop-down menu
  • Step 6: Select the relevant financial product and click on ‘View Details’
  • Step 7: Click on ‘e-statements’

What are the different payment modes available at Bajaj Finserv EMI Payment?

Bajaj Finserv EMI payment option makes multiple payment modes available to customers. Based on your convenience and comfort level, you can select any of these modes for EMI payment –

  • Bank transfer or NEFT
  • Mobile wallets
  • Debit card or credit card
  • Bajaj Finserv App

The payment modes made available by us are secured and ensure safe transactions.

How can I check Bajaj Finserv payment due?

You can track Bajaj Finserv due payments through the MobiKwik app. Just login to the app and navigate the recharge and bill payments option and EMI payment section. You can also check repayment schedule and outstanding due on the Experia portal or app by navigating to the account information tab. Login credentials like registered mobile number or user ID is a must to access such details.